How can the benefit monthly allowance for OTC be used according to Zing's benefits?

The benefit monthly allowance for OTC can be utilized for a range of expenses, specifically food, utilities, and over-the-counter (OTC) items, without the ability to roll over any unused portions to the next month. This flexibility allows members to address various needs that fall outside of traditional healthcare products.

The inclusion of food and utilities broadens the scope of what the allowance can cover, making it a more versatile benefit for individuals who may require assistance in these areas. The stipulation that the allowance does not roll over further emphasizes its intended use for regular, ongoing expenses rather than as a savings mechanism. Therefore, this choice correctly encapsulates the purpose and limitations of the monthly allowance as provided by Zing's benefits structure.