What do HMO-D-SNP plans provide to their members?

HMO-D-SNP plans, or Health Maintenance Organization Dual-Eligible Special Needs Plans, are specifically designed to serve individuals who are eligible for both Medicare and Medicaid. This dual-eligibility often means that members have unique healthcare needs due to various health challenges or socioeconomic factors.

The correct answer pertains to the tailored healthcare services that HMO-D-SNP plans offer specifically for these dual-eligible individuals. These plans aim to address the complexities of managing benefits from both Medicare and Medicaid, streamlining access to the services that these individuals require to effectively manage their health.

These tailored services can include personalized care coordination, assistance with managing chronic conditions, and improved access to preventive and specialty services. This focused approach helps ensure that members receive comprehensive care that aligns with their specific health and financial circumstances, making it easier for them to navigate the healthcare system.

In contrast, the other options suggest different types of coverage or services that are not characteristic of HMO-D-SNP plans. For instance, exclusive services outside of the network would not align with the HMO structure, which generally emphasizes using in-network providers. Comprehensive services without restrictions are also misleading, as HMO plans typically include restrictions related to provider networks. Lastly, limiting services to only preventive care is